Unlock
the Power of
Your Home

Imagine What You Can Do with the
Equity You’ve Worked Hard to Build

Offer Extended

Limited-Time Offer: Home Equity Line of Credit

12-Month Introductory
Rate

1.99

%

APR*

Then as low
as

3.99

%

APR*

No Closing Costs*

Smart Financing for Better Living.

With a home equity line of credit (HELOC) from First Commerce Credit Union, you can turn your home’s equity into low-cost funds for virtually anything.

Home
Improvements

Energy-Efficient
Upgrades

Debt
Consolidation

Education
Costs

Surprise
Expenses

Pay Less to Do More.

With great service and our special introductory offer, a low-rate HELOC from First Commerce is a great way to pay for multiple expenses over time.

1.99% APR* Fixed for 12 Months

Available for qualifying home loans.1

No Closing Costs

If not paid off during the first three years.

Easy Access to Funds

Plus flexible terms up to 20 years.

Borrow up to $500,000*

Up to 90% of your home’s value.

Not Just for Your Primary Residence

Available for a primary, secondary, or vacation home in Florida or Georgia.

Local Service

Enjoy friendly guidance & quick local loan decisions.

We Can Help You Get Started Today

Complete our easy online application or reach out to learn more.

Apply Now Call 1.800.533.5772 Ask a Question


Want to Apply in Person?

Choose a convenient time to connect with a team member, either by phone or at your local financial center.

First in Line Schedule appointment

More for Your Home:

Home Equity Loan

Get your funds in one lump sum. Low fixed rates, monthly payments.

Milestone Mortgage

Own your home sooner with a shorter term.

Home Loan Refinance

Refinance to save money and even get cash out.

Your Financial Partner for Life

We’re a full-service credit union that is owned by our members and committed to our community. We want to empower our members to enhance their financial well-being by helping them achieve their financial goals, from simplifying their day-to-day finances to buying their first home to making the most of their home.

When you bank with First Commerce, you get a truly personal experience backed by 80 years of financial expertise.